Cottam Gardens

Cottam, Preston, Lancashire PR4 0AZ


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A New Collection of 2 & 3 Bedroom Houses in Lancashire

minimum share
40%
share value from
£71,000
full value from
£177,500
Overview
Features
Floor plans
Local area
Map
Affordability guide
Overview

 

A home of your own at Cottam Gardens

A collection of beautiful 2 & 3 bedroom houses available with  Shared Ownership in the rural town of Cottam, Lancashire. 

The homes at Cottam Gardens have all been thoughtfully designed with modern living in mind, giving you and your family more space to enjoy life. Beautifully designed interiors and bright open plan spaces are complemented by a high specification throughout.  

Think light, open plan living areas, luxurious master bedrooms with en-suites, two parking bays with Electric Vehicle Charging points for every home and large gardens including a paved patio area that come as standard. 

You’ll have a choice of shops, a local pub, school, community centre and an outstanding local sports centre on hand, with all the amenities of Preston just a little further down the road. No wonder Cottam is becoming such a popular choice for buyers. 

Preston railway station is just 3 miles away from Cottam Gardens, offering you excellent connections right across the country including regular services to Blackpool, Manchester, Lancaster and Liverpool. There are also excellent links to Glasgow, Edinburgh, Birmingham, the Lake District and two trains an hour (one direct) to London Euston. 

Legal & General Affordable Homes is offering a unique opportunity to purchase a new home here through Shared Ownership. Thanks to this scheme, you can own your own home with a lower deposit than is required to buy outright or with other buying schemes. 

Homes at Cottam Gardens will be ready to move into from Winter 2022.

For more information, please register or contact our Sales Consultant who will be delighted in helping you find your new home.


Council Tax: TBC
Council tax bands are often not released until the property is complete. If you need any guidance, please get in touch with our Sales Consultants otherwise the local authority or the developer may be able to help.

 

Eligibility Criteria

To be eligible for a home at Cottam Gardens, you'll need to:
Have a gross household income of no more than £80,000 per annum
Be unable to purchase a suitable home to meet your housing needs on the open market
Not already own a home or you will have sold your current home before you purchase
Must have a living / working connection in the City of Preston
Features

Explore the highlights of Cottam Gardens

Zanussi electric oven, hob and stainless steel chimney hood
Paved patio area
Turf to rear garden
Two parking bays per property with electric vehicle charging points
NHBC 10 Year Building Warranty
Floorplans

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Local area

Natural beauty to enjoy all year round

Cottam is surrounded by beautiful countryside just waiting to be explored. With stunning waterfalls, woodlands, old mines, historic ruins, monuments and ancient sites, a castle, rivers and canals, you’ll never be short of places to explore. In fact the Lancaster Canal runs just to the south of Cottam and continues all the way through the Forest of Bowland and along the Wyre coastline before finishing at Kendal providing you with beautiful views. 

Nearby Preston is a town full of history with a choice of offers a great choice of shops, restaurants, cinema, theatre, museums and beautiful outdoor spaces. Blackburn is a little further and Manchester is also handy for a day out at the shops, an afternoon at the football (or cricket) and a night out on the town. 

Blackpool and the Silverdale coast are also within easy distance, providing stunning scenery, a wealth of wildlife, historic villages and inspiring walks. Head further North and you find yourself in the sublime beauty of the Lake District. Or go West for the imposing peaks of Snowdonia. The Pennines and Yorkshire Dales are also within easy reach.  

At Cottam Gardens, you’re perfectly placed for the M55, the direct road to Blackpool. It also links you with the M6, heading North to the Lakes and Scotland or South to the Midlands. The M65 also gives you a quick route to Yorkshire and, wherever you’re heading in the country, Cottam Gardens is a great place to start. 

There are also regular bus services to Preston and the local area. Manchester and Liverpool Airports are both handy when travelling further afield but maybe the best form of transport in this part of the world is to take a boat, canoe or bicycle and follow the local canal out into the countryside. 

For more information, please register or contact our Sales Consultant who will be delighted in helping you find your new home

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Nearby amenities

Primary School
0.5 miles
Supermarket
0.9 miles
GP Surgery
1.1 miles
Golf Course
2.5 miles
Leisure Centre & Pool
2.6 miles
Children's Nursery
2.3 miles
Preston Train Station
3.1 miles
Royal Preston Hospital
3.2 miles
Map

Explore the location of Cottam Gardens

Display local points of interest

Schools Transport links Restaurants and bars Leisure facilities Shops Parks

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Affordability guide

Estimate Household Income

When looking for your new home, it’s important to understand what you can afford. To help get an idea of the estimated affordability for a home on this development, you can apply the 40% net income approach. In simple terms, this means that a household should not spend more than 40% of their household income to pay for their mortgage, rent and service charge.

2 Bedroom £26,805* 3 Bedroom £32,837**

As a rough estimate, the graphics above suggests the household income required to purchase; however, people with a lower income may be able to secure a property if they have a larger deposit. (i.e. if you have a larger deposit saved, where you have higher savings, your household income can be lower than the figure quoted above).

*2 Bed based on a £71,000 for a 40% share
**3 Bed based on a £87,400 for a 40% share

How it works

Shared Ownership is a government-backed scheme which allows first-time buyers – or those who do not currently own a property – the opportunity to purchase a home at a more affordable price.

Affordability Guide graphic for Shared Ownership from Legal And General Affordable Homes based on a 5 percent deposit and a 40 percent share value.

The Shared Ownership scheme is simple – you buy an initial share of  between 40% and 75% of the homes full value and pay a subsidised rent on the remainder.

You may purchase further shares (up to 100%) as your circumstances change, should you choose to.

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We’ll keep you informed with all the latest news and updates about this scheme. In the meantime, check out our other properties that we have available or coming soon.

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