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Shared Ownership in Northamptonshire

Find affordable Shared Ownership properties and developments in Northamptonshire today

Local properties in Northamptonshire

Northamptonshire, a county in the East Midlands, includes the county town of Northampton and other major population centres: Kettering, Corby, Wellingborough, Rushden and Daventry. From beautiful historic sites such as Althorp House, to sporting tracks and events held at the Silverstone Circuit, Northamptonshire is teeming with ideal days out. The country also has a rich mix of education and healthcare facilities, making it an ideal place to get onto the housing ladder with a Shared Ownership Help to Buy property.

Why Northamptonshire?

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Find your perfect home today

We have a wide range of Shared Ownership homes across the country, so just enter your ideal location and find your perfect home.

How does Shared Ownership work?

The Shared Ownership scheme is simple, you buy an initial share of between 25% and 75% of the apartments full value and pay a subsidised rent on the remainder.

You may purchase further shares (up to 100%) as your circumstances change, should you choose to.

How do I know what percentage I can purchase?

You can purchase any share from 25% to 75% of the initial purchase price, but some properties may carry specific minimum share restrictions. You will be asked to speak to a financial advisor to assess what share you can buy that is both affordable and sustainable.

How to buy a Shared Ownership home: a step-by-step guide

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1Eligibility

The first step in buying a home with Shared Ownership is to assess your eligibility.

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2Find a home

Search for available properties on our website here. Once you’ve found a property you’re interested in, you’ll need to arrange a viewing.

3Arrange a viewing

To find the ideal home that suits you, it’s best to see the property yourself. Book an appointment with us here to arrange online or in-person viewings.

4Affordability

Speak to a mortgage broker to see how much of the home you can buy. 

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5Application

To secure the property you’ve fallen in love with, complete the application paperwork and pay the reservation fee.

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6Legal paperwork

With the reservation complete, you’ll need to instruct a solicitor and begin your legal paperwork to purchase the property. We make the process as smooth and seamless as possible, including breaking down technical terms with our jargon buster.

7Secure mortgage

Alongside the legal paperwork, you need to find a mortgage that suits you and complete your mortgage application. You can either do this yourself or use a mortgage broker. Your lender will carry out affordability checks to ensure that you can afford the mortgage repayments. See our affordability calculator to understand what you can afford. 

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8Sign contract

With the mortgage in place, get ready to sign on the dotted line and pay your deposit. This is an exciting part of the process where you’re really close to your dream of homeownership.

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9Exchange

It’s time to exchange contracts, which are legally binding agreements between you and us for the purchase of your property. You will also find out more about your completion and move in date during this stage of the process.

10Move in

Congratulations! You can now move into your new home and make it your own. 

You’ll still need to pay rent on the remaining share of the property you don’t own. The rent is usually set at 2.75% of the share that you don’t own. You can also choose to increase your ownership share over time, a process known as staircasing.

Get started

Get in touch

We look forward to hearing from you. Please contact our dedicated Sales Team who will be delighted to help you find your new home.

Contact us today