1Eligibility
The first step in buying a home with Shared Ownership in West Sussex is to assess your eligibility. If you meet the criteria, you’re ready to start home hunting!
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Register your interest for West Sussex
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Shared Ownership in West Sussex
Explore affordable Shared Ownership properties and developments in West Sussex
Local Shared Ownership properties in West Sussex
West Sussex is a county of complementary opposites, with rolling hills and greenery alongside commuter-friendly urban hubs and fast links into London. Whether you’re looking for a slice of the quiet life or want to soak up the coastal breeze, this is a part of the country that’s perfect for growing families, working professionals, and retirees.
With a population just shy of one million, West Sussex has plenty to see and do while also retaining its peaceful allure that drives so many holidaymakers to this part of the world every year. If you’re looking to get on the property ladder, opting for a Shared Ownership home in West Sussex could be the way to go.
Embrace Shared Ownership at Sylvan Meadows, Fossil Bay, Nursery Fields, and West Hoathly Brickworks
If you’re looking for Shared Ownership developments in West Sussex, we have a number of stunning new options across the county; perfect for every kind of buyer with modern conveniences alongside quiet countryside living.
At Sylvan Meadows, you’ll find a number of 3-bedroom Shared Ownership houses set in seven acres of public open space. Each home comes with two allocated charging spaces, an EV charging port, and a private rear garden to enjoy the warmer summer months.
Over in Earnley, a small village within Chichester, there are 2- and 3-bedroom Shared Ownership houses ready for you to move in. This site features a local community garden, orchard, and play area to help you ease into your new surroundings. And just five minutes away, you’ll find the dog-friendly East Wittering beach – perfect for trips out with furry friends.
Coming soon, we’ll also be offering Shared Ownership properties at our Nursery Fields and West Hoathly Brickworks developments; broadening your options for moving to West Sussex, no matter where in the county you’d like to live.
Why West Sussex?
- Shared Ownership is an affordable way to move to the increasingly popular West Sussex county, as property prices continue to rise due to its attractive surroundings and desirable way of life
- From Crawley in the north, you can reach central London in under an hour by train, which is perfect for commuting into the city throughout your week. Further south, it’s easy to make day trips to the exciting coastal towns of Southampton, Portsmouth, and Brighton
- Numerous highly-ranked schools are dotted across West Sussex, including community schools and Catholic colleges. Notable establishments include St Paul’s Catholic College (Burgess Hill), Davison Church of England High School for Girls (Worthing), and St Richard’s Catholic College (Bexhill-on-Sea).
- England’s newest national park – South Downs National Park – stretches through West Sussex and covers 1,600 square kilometers of rolling hills, white cliffs, and stunning walking trails. If you’re looking to soak up the beauty of the British countryside, there’s nowhere better to live.
How does Shared Ownership in West Sussex work?
The Shared Ownership scheme is simple: you buy an initial share (typically between 25% and 75%) of the property’s full value and pay a subsidised rent on the remainder.
You may purchase further shares (up to 100%) as your circumstances change, should you choose to. This is a process known as ‘staircasing’. For more information, make sure to check out our comprehensive HOME Hub.
How do I know what percentage I can purchase?
You can purchase a share, typically from 25% to 75%, of the initial purchase price. Some properties may carry specific minimum share restrictions. You will be asked to speak to a financial advisor to assess what share you can buy that is both affordable and sustainable.
Is Shared Ownership cheaper than renting in West Sussex?
Shared Ownership homes in Surrey can be cheaper than renting privately, as the mortgage cost and low rent sometimes add up to less than the equivalent rental payments to a landlord. The specific costs of your new home will be outlined prior to purchasing your share, so you’ll be aware of what’s being charged before signing.
Can I decorate my Shared Ownership home in West Sussex?
Absolutely! Contrary to some myths you may have heard, all of our homes – including our Surrey Shared Ownership properties – are yours to decorate. You’ll only need permission from L&G Affordable Homes to carry out larger works, to ensure they don’t impact the structure of the building.
How do I view Shared Ownership homes in West Sussex?
Once a scheme is live, we welcome visitors to our showhome suites. However, we are unable to facilitate viewings on some developments, depending on the days available or the roll-out of a specific scheme.
In those circumstances, our sales team can provide you with help and information to enable you to make a buying decision. This can include providing photography, CGI renders or virtual tours, or talking you through the floor plans thoroughly.
Where we are able to invite you into one of our homes for sale we want to ensure your safety. As such, visits will be by appointment only. Virtual viewings are also available – please contact our sales team to book your tour when you’re ready to move forward.
How to buy a Shared Ownership home in West Sussex: a step-by-step guide
2Find a home
Browse through our available West Sussex Shared Ownership properties. Once you’ve found a home you’re interested in, you’ll need to arrange a viewing.
3Arrange a viewing
To find the ideal home that suits you, it’s best to see the property yourself. Book an appointment with us here to arrange online or in-person viewings.
4Affordability
Speak to a mortgage broker to understand your affordability and see how much of the home you can buy.
5Application
To secure the West Sussex Shared Ownership property you’ve fallen in love with, complete the application paperwork and pay the reservation fee.
6Legal paperwork
With the reservation complete, you’ll need to instruct a solicitor and begin your legal paperwork to purchase the property. We make the process as smooth and seamless as possible, including breaking down technical terms with our jargon buster.
7Secure mortgage
Alongside the legal paperwork, you need to find a Shared Ownership mortgage that suits you and complete your mortgage application. You can either do this yourself or use a mortgage broker. Your lender will carry out affordability checks to ensure that you can afford the mortgage repayments. See our affordability calculator to understand what you can afford.
8Sign contract
With the mortgage in place, get ready to sign on the dotted line and pay your deposit. This is an exciting part of the process where you’re really close to your dream of homeownership.
9Exchange
It’s time to exchange contracts, which are legally binding agreements between you and us for the purchase of your property. You will also find out more about your completion and move-in date during this stage of the process.
10Move in
Congratulations! You can now move into your new Shared Ownership home in Surrey and make it your own.
You’ll still need to pay rent on the remaining share of the property you don’t own. The rent is usually set at 2.75% of the share that you don’t own. You can also choose to increase your ownership share over time via staircasing.
Get in touch
We look forward to hearing from you. Please contact our dedicated Sales Team who will be delighted to help you find your new home in West Sussex.
Unsure how much deposit you’ll need? Want to know the best areas to view homes? Our HOME Hub answers your Shared Ownership questions, from staircasing to service charges, mortgage advice to moving day.