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There is no single credit scoring metric that is universally accepted among lenders. Your credit score will range from 0 to 999, and generally, anything above 881 is considered good. As a rule of thumb, the better your credit history, the more options you should have when it comes to securing a Shared Ownership mortgage.

If the following statements are true for you, it’s likely you have a good credit score to begin your Shared Ownership journey: 

For more information on how to improve your credit score, take a look at our guide on credit scores and Shared Ownership. And for impartial advice relating to debt or money concerns, contact your local Citizen Advice Bureau or visit; www.citizensadvice.org.uk/debt-and-money/help-with-debt/.