1Eligibility
The first step in buying a home with Shared Ownership in Berkshire is to assess your eligibility. If you meet the criteria, you’re ready to start home hunting!
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Register your interest for Berkshire
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Shared Ownership in Berkshire
Explore beautiful Shared Ownership homes in Berkshire, and soak up the rich history and country life of this stunning UK gem.
Homely Shared Ownership houses in Berkshire
Whether you want a complete rural getaway or convenient travel links into London, Berkshire is an ideal location to live. Popular tourist destinations like Windsor Castle, Ascot Racecourse and Legoland Windsor are right on your doorstep, and you can easily hop on a train and be in the centre of London in less than an hour from multiple train stations.
Get ready to call Windsor Gate your new home
When it comes to Shared Ownership in Berkshire, few locations can beat Windsor Gate. This upcoming development is home to a collection of 2 and 3 bedroom houses, located on the fringes of the beautiful town of Windsor. You’ll be surrounded by beautiful green open spaces, and situated a short walk from the peaceful Windsor Marina and River Thames.
Explore the surrounding area, and you’ll have no shortage of interesting and exciting things to see and do. The Royal Windsor Racecourse is just over a mile away from Windsor Gate, which hosts a number of events throughout the year. Take a short 10-minute drive and you’ll find yourself at the Legoland Resort or Windsor Castle and Windsor Great Park; the latter providing 5,000 acres of unparalleled views.
Heading into the city? Windsor Gate has excellent travel connections with London. You can be in Paddington in around 30 minutes via the nearby Slough and Maidenhead stations, or London Waterloo in under an hour from Windsor & Eton Riverside station.
Why Berkshire?
- Berkshire is filled with historic country houses, gardens, and estates to explore. From the Royal Windsor Castle to Waltham Place Gardens, you’ll always have something new to experience.
- Everyday essentials like supermarkets, GPs, and a Post Office are less than a five-minute drive from your new house at Windsor Gate.
- A wide range of primary schools rated ‘Good’ and ‘Outstanding’ are right on your doorstep, as well as a dedicated sixth-form college.
- Our Shared Ownership homes in Windsor Gate are less than a 20-minute drive from Heathrow Airport, perfect for jetsetters.
- You’ll have easy and fast access to London at the drop of a hat, perfect for adventurous days out or commuting for work.
How does Shared Ownership in Berkshire work?
The Shared Ownership scheme is simple: you buy an initial share (typically between 25% and 75%) of the property’s full value and pay a subsidised rent on the remainder.
You may purchase further shares (up to 100%) as your circumstances change, should you choose to. This is a process known as ‘staircasing’.
How do I know what percentage I can purchase?
You can purchase a share of the initial purchase price, typically from 25% to 75%. Some properties may carry specific minimum share restrictions. You will be asked to speak to a mortgage broker to assess what share you can buy that is both affordable and sustainable.
What’s the eligibility criteria for Shared Ownership homes in Berkshire?
The eligibility criteria for buying a Shared Ownership home in Berkshire is similar to what you’ll find elsewhere in the UK, apart from London’s specific Shared Ownership financial criteria. Check out our explainer guide to learn more, or reach out to a member of our team to discuss your specific situation.
Is Shared Ownership cheaper than renting in Berkshire?
Shared Ownership homes in Berkshire can be cheaper than renting privately as the mortgage cost and low rent sometimes add up to less than the equivalent rental payments to a landlord. The specific costs of your new home will be outlined prior to purchasing your share, so you’ll be aware of what’s being charged before signing.
How do I view a Shared Ownership home in Berkshire?
Once our homes are ready to be viewed, we welcome visitors to book a viewing with our sales consultants and take a look around our homes. At this time, we will also have a discussion around your requirements for your new Shared Ownership home and will provide more information on how the scheme works.
However, if our homes are not yet ready to be viewed, our sales team will make sure that you’re provided with as much information as possible about your new home and the wider development.
How to buy a Shared Ownership home in Berkshire: a step-by-step guide
2Find a home
Browse through our available Shared Ownership properties in Berkshire. Once you’ve found one you’re interested in, you’ll need to arrange a viewing and see your prospective new home in person.
3Arrange a viewing
To find the ideal home that suits you, it’s best to see the property yourself. Register your interest and a member of our team will be in touch.
4Affordability
Speak to a mortgage broker to understand your affordability and see how much of the home you can buy.
5Application
To secure the Shared Ownership property you’ve fallen in love with, complete the application paperwork and pay the reservation fee.
6Legal paperwork
With the reservation complete, you’ll need to instruct a solicitor and begin your legal paperwork to purchase the property. We make the process as smooth and seamless as possible, including breaking down technical terms with our jargon buster.
7Secure mortgage
Alongside the legal paperwork, you need to find a Shared Ownership mortgage that suits you and complete your mortgage application. You can either do this yourself or use a mortgage broker. Your lender will carry out affordability checks to ensure that you can afford the mortgage repayments. See our affordability calculator to understand what you can afford.
8Sign contract
With the mortgage in place, get ready to sign on the dotted line and pay your deposit. This is an exciting part of the process where you’re really close to your dream of homeownership.
9Exchange
It’s time to exchange contracts, which are legally binding agreements between you and us for the purchase of your property. You will also find out more about your It’s time to exchange contracts, which are legally binding agreements between you and us for the purchase of your property. You will also find out more about your completion and move in date during this stage of the process.
10Move in
Congratulations! You can now move into your new Shared Ownership home in Berkshire and make it your own.
You’ll still need to pay rent on the remaining share of the property you don’t own. The rent is usually set at 2.75% of the share that you don’t own. You can also choose to increase your ownership share over time via staircasing.
Get in touch
We look forward to hearing from you. Please contact our dedicated Sales Team who will be delighted to help you find your new home.