Help and Advice

The first step towards your Shared Ownership home is understanding it all. Here you’ll find some friendly advice on jargon busting, affordability calculating and the scheme itself. Ease into – and extend your knowledge of – the world of Affordable Housing.

Your guide to buying a home

If this is your first time buying a Shared Ownership home, it can be daunting. We’ve put together some simple steps for you to follow.

A step by step visual guide to owning your own Shared Ownership home from Legal and General Affordable Homes maximize
Phase 1 - Finding a home chevron down

Buying your dream home could be more affordable than you think with one of our Shared Ownership properties. You can purchase your own property, without saving up the high deposit of purchasing outright. Check our current properties, available from as little as a 25% minimum share.

Phase 2 - Your application chevron down

We’re committed to providing first-class customer service, from the moment you arrive to when you open the door of your new home. Our experienced Sales Consultants will be with you every step of the way throughout your application process. Get in touch to find out if you’re eligible for a Shared Ownership property.

Phase 3 - Legal paperwork chevron down

As England has moved to step four of the roadmap for easing coronavirus (COVID-19) restrictions, where possible, paperwork will be sent virtually to minimise close contact. We aim to make the process as smooth and seamless as possible, including breaking down technical terms with our jargon buster.

Phase 4 - Contracts chevron down

Get ready to sign on the dotted line! It’s time to exchange contracts, which are legally binding agreements between the buyer and seller about the purchase of your property. You will also find out more about your completion date during this stage of the process.

Phase 5 - Pick up your keys chevron down

Congratulations, you’re officially a homeowner! But the journey doesn’t stop there – we will continue to be on hand to provide help for any queries even after you’re all moved in.

At Legal & General Affordable Homes, we offer an array of top quality, contemporary properties across England. From studio apartments to large detached houses, we aim to provide something for everyone. Start your search today!

What Happens Next?

The day has finally come, you’ve officially reserved your new home! Now that all of your hard work has finally paid off… what actually happens next?

Let’s run through the next stages in the home buying process with our easy to follow video that explains what happens after you reserve your new home with Legal & General Affordable Homes.


Shared Ownership Guide

Get your questions answered. From who the scheme is for, to eligibility, finance, staircasing and selling. This guide covers all the key areas of Shared Ownership, without going into trivial detail. Get a better understanding of the scheme with this free guide.

Shared Ownership Explained

Watch our explainer video, and read through the facts. The Shared Ownership Explained guide answers all your top questions in one place. It tackles the finer details such as deposits, solicitor’s fees, stamp duty and more.

Two people looking excitedly at a laptop in their home doing some research with some sunshine coming through the window behind them.

Affordability Calculator

Quickly find out whether you’re financially eligible for a Shared Ownership property. Get your deposit amount, your repayments and other important figures with our calculator.

Model of a house on top of a calculator, with a hand holding a coin above it.

Jargon Buster

Like any new venture, Shared Ownership and Affordable Housing will bring around some fresh turns of phrase you’ve likely not encountered before. Find out their meanings here.

Man stood scratching head appearing confused in a grey and red check long-sleeved shirt.

Further Reading

Feel like you understand the basics? Read articles that will extend your knowledge of affordable housing with articles written and reviewed by our experts.