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Home Ownership Made Easy. The first step towards your Shared Ownership home is understanding it all. Here's your cover-all guide, from affordability to rent, and what happens once you move in.
Shared Ownership explained
Everything you need to know about Shared Ownership – from all the steps involved to finding and moving into your dream home.
Shared Ownership eligibility
From financial criteria to personal circumstances, learn about whether you meet the Shared Ownership eligibility criteria.
Why Shared Ownership is a leading first-time buyer scheme
Let’s talk about the benefits that first-time buyers can receive by pursuing Shared Ownership.
Shared Ownership pros and cons – is it right for you?
Helping you to decide whether Shared Ownership is the right choice for your circumstances.
Can older buyers secure a Shared Ownership home?
Shared Ownership isn’t just for young people – here’s what older buyers need to know.
How long does it take to buy a house with Shared Ownership?
A step-by-step guide to the process, from initial research to completion and contracts.
What’s the difference between freehold and leasehold homes?
Answering your common questions about freehold and leasehold, along with the benefits of each.
Shared Ownership myth busting
Can you decorate your new home? is it more expensive than renting? Your questions answered.
House buying terminology
Demystifying some of the most popular terms you’ll encounter on your Shared Ownership journey.
Shared Ownership affordability explained
Helping you to understand changes to the affordability process, and why a budget planner is a vital asset.
How much deposit do you need for Shared Ownership homes?
Everything you need to know about Shared Ownership deposits, and how much you can expect to spend.
How to save up a deposit as fast as possible
Five essential tips to help you save up for a deposit fast – including side hustles, ISAs, and joining up with a friend.
When should you secure a mortgage in principle?
This is one of the first steps when financing your Shared Ownership home, so make sure you’re fully informed.
How do you get a Shared Ownership mortgage?
Outlining the types of Shared Ownership mortgages that are out there, and how you can go about getting one.
What credit score do you need for Shared Ownership?
Breaking down credit scores, and how they can affect your Shared Ownership mortgage options.
What are the different types of Shared Ownership homes?
Your options are much more varied than just central city apartments. Discover what’s on offer.
How to choose where to buy your new home
Here’s what you should consider when home hunting, to find the perfect property for you.
Top questions to ask at a house viewing
Make sure to get all the information you need when viewing your prospective new home.
Unpacking the costs of buying a house
Let’s outline how much you can expect to spend when moving into your new home.
Everything you need to know about Loan to Value (LTV)
What’s a good LTV? How do you improve your LTV ratio? Let’s answer your most common queries.
Shared Ownership rent and service charge explained
Learn about how your rent is calculated, and what your responsibilities are for the service charge.
What happens after you reserve your dream home with us?
Once you find your perfect new Shared Ownership home…what happens next?
How to reduce the energy bills in your Shared Ownership home
No matter what kind of home you live in, it’s always worth looking for ways to achieve cheaper energy bills.
How to staircase with Shared Ownership
Understand the benefits of staircasing, and increase how much of your home you own
How to remortgage your Shared Ownership home
The step-by-step process to remortgaging, including rough timelines for how long it can take.
Selling your Shared Ownership home
From checking your lease to finding a buyer, here’s what you need to know when it comes time to sell.
Shared Ownership explained
Everything you need to know about Shared Ownership – from all the steps involved to finding and moving into your dream home.
Shared Ownership eligibility
From financial criteria to personal circumstances, learn about whether you meet the Shared Ownership eligibility criteria.
Resources
Handy tools and guides to help you understand Shared Ownership and how you can get on the property ladder.
